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Home > Personal Lines Home

Personal Lines


Personal Lines Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Start Your Free Quote
Auto Insurance Quote
Flood Quote Form
Homeowners Insurance Quote
Motorcycle Insurance Quote
Renters Insurance Quote

Personal Lines Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request Declaration and Coverages for Existing Homeowners Insurance Coverage
Request Declaration and Coverages Page for Auto Policy
Request Declaration and Coverages Page for Existing Flood Insurance Coverage
Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Personal Lines Information

 

When insurance is focused on protecting the financial interests of an individual or family, rather than a corporate or non-profit entity, it is considered to fall within the personal lines of insurance. There are many different types of protection offered within personal lines. These include:

  • Home insurance: This is a policy designed to assist with expenses related to certain hazards, such as fire, hurricane and theft, which can devastate or damage a home or its contents. Home insurance can also cover the liabilities homeowners have so that when someone is hurt on their property, they can utilize their policy for medical costs, legal costs and damages. 
  • Auto insurance: Required by law in most states, auto insurance provides protection to both vehicle owners and individuals who are injured or experience property damage at the hands of drivers. Auto insurance policies can be structured to cover the damages of the insured’s vehicle through comprehensive and collision coverage as well as uninsured/underinsured motorist coverage. A policy must also meet the minimums of each state’s laws by providing bodily injury and property damage liability coverage that protects those who might be unintentionally injured or damaged by the insured.
  • Renters insurance: When renting an apartment, an individual may not need to provide insurance to protect the structure itself, but they do need coverage for their personal contents since the landlord does not cover those. Additionally, they should secure liability insurance to cover medical costs and damages in the event a visitor is injured while in their apartment.
  • Umbrella policies: When the liability limits of other personal policies aren’t enough, individuals can purchase an umbrella policy to provide $1 million or more in additional liability coverage. Just one umbrella policy effectively increases the liability limits of each of the insured’s other policies. 
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18936 North Dale Mabry Hwy | Lutz, FL 33548
Ph: 813.963.1669 | Fax: 813.961.3743
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